About St Catharines
St. Catharines (2006 population 131,989; metropolitan population 390,317) is the largest city in Canada's Niagara Region and the sixth largest urban area in Ontario, Canada, with 97.11 square kilometres (37.5 sq mi) of land. It lies in Southern Ontario 51 kilometres (32 mi) south of Toronto across Lake Ontario, and is 19 kilometres (12 mi) inland from the international boundary with the United States along the Niagara River. It is the northern entrance of the Welland Canal. Residents of St. Catharines are known as St. Catharinians.
St. Catharines carries the official nickname "The Garden City" due to its 1,000 acres (4 km2) of meticulously groomed parks, gardens and trails.
St. Catharines is situated in an excellent area for commerce and trade since it is conveniently located between the Greater Toronto Area (GTA) and the Fort Erie-Buffalo metropolitan area. Manufacturing is the city's dominant industry, as noted by the heraldic motto, "Industry and Liberality". General Motors of Canada, Ltd., the Canadian subsidiary of General Motors, operates two plants in the city and until recently was the city's largest employer, a distinction now held by the District School Board of Niagara. TRW operate a plant in the city, though in recent years employment has shifted from heavy industry and manufacturing to services.
St. Catharines lies on one of the main telecommunications backbones between Canada and the United States, and as a result a number of call centres operate in the city.
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| Term | Bank Rate | Our Rate |
|---|---|---|
| 6 Month | 4.55% | 4.25% |
| 1 Year Closed | 3.65% | 2.74% |
| 2 Year Closed | 3.89% | 3.04% |
| 3 Year Closed | 3.99% | 2.99% |
| 4 Year Closed | 4.39% | 3.15% |
| 5 Year Closed | 4.99% | 3.29% |
| 7 Year Closed | 5.99% | 3.89% |
| 10 Year Closed | 6.29% | 3.89% |
| VRM Closed | 3.1% | 2.90% |
| Line of Credit | 4% | 3.50% |








